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ECONOMICS & SOCIOLOGY


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ISSN 2071-789X



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    Centre of Sociological Research

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    Alexander Dubcek University of Trencín, Faculty of Social and Economic Relations (Slovak Republic)



     
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Education and Entrepreneurship in the SME Segment in Economic Transformation

Vol. 8, No 2, 2015

Přemysl Bartoš,

 

Department of Enterprise Economics,

Faculty of Management and Economics,

Tomas Bata University in Zlin, Zlin, Czech Republic,

bartos@fame.utb.cz

EDUCATION

AND ENTREPRENEURSHIP IN THE SME SEGMENT

IN ECONOMIC TRANSFORMATION

 Ashiqur Rahman,

 

Department of Enterprise Economics,

Faculty of Management and Economics,

Tomas Bata University in Zlin, Zlin, Czech Republic

 

Josef Horák,

 

Department of Finance and Accounting,

Faculty of Economics, Technical University of Liberec, Liberec, Czech Republic,

josef.horak1@tul.cz

 

Helena Jáčová,

 

Department of Finance and Accounting,

Faculty of Economics, Technical University of Liberec, Liberec, Czech Republic,

helena.jacova@tul.cz

 

ABSTRACT. The issue of business environment for small and medium-sized enterprises is a very actual area of scientific research. Currently, the great importance is given to research people’s personal and knowledge preconditions for conducting business. The aim of this article was to examine the relationship between education of entrepreneurs and several aspects of entrepreneurship in the SME segment.

Our own research was conducted in the selected regions of the Czech Republic and Slovakia through a questionnaire survey. A total of 449 owners of small and medium-sized companies have been reached. The sample of respondents was divided into two groups: entrepreneurs with and without a university degree. To reach an above mentioned aim, Pearson statistics for a data count, series of 5000 Monte Carlo replication as  well as tools of  descriptive statistics have been used.

Our results have showed that there are significant differences in the attitudes of these two categories of entrepreneurs in their motives for starting business and the knowledge of the lending criteria of commercial banks. On the other hand, the differences in other fields, such as the evaluation of the commercial banks approach, the change of their companies´ profitability, the ability to manage financial risks  and the  assessment of the academic knowledge usefulness were not confirmed by our research

 

 

 

Received: March, 2015

1st Revision: June, 2015 Accepted: July, 2015  


DOI:10.14254/2071- 789X.2015/8-2/16

JEL Classification:  L26, O16, G21

Keywords: Small and Medium Enterprises, entrepreneurs’ education, motivation for doing business, financial risk, credit risk